Lodestar
Sign in

Moving to Spain — next steps

A practical checklist from decision to settlement. Your progress is saved locally.

0/25

Pick the right visa and tax stance with a pro.

An immigration lawyer and tax advisor can set the right strategy before you commit to a country.

Talk to a consultant →
🚗Car ownership~€270/mo
🟠 Medium costs

€270/mo · used compact from €14k · ⛽ €1.70/L

Estimated monthly total

€270/mo

Ownership + ~1,000 km of fuel per month

Purchase costs
VAT on new car21%
Registration tax0%

Spain has no registration tax on new cars (abolished for eco-cars, minimal for others). Used car transfer tax (ITP) 4-8% varies by region. Notary and registration fees add ~€200-400.

Annual ownership costs
Road tax€80
3rd party insurance€300
Vehicle inspection€45 / 2 yr
Total/year€400
Fuel prices(2026-Q1)
⛽ €1.70/L🚛 €1.55/L diesel
Used car market
5yr compact (Golf/Corolla)€14k
New equivalent€24k
Market quality✅ Good

Large and active used car market. Wallapop, Milanuncios, Coches.net are main platforms. Spanish-registered cars in good condition. SEAT very popular local brand.

Driving licence (expats)

EU DL directly exchangeable. RU/BY DL: valid 6 months from registration in Spain, then must get Spanish licence — written + practical exam required. UA: specific bilateral agreement, check current status.

Key gotchas
  • ITP (used car transfer tax) varies by region: 4% in Madrid, 8% in Catalonia — buy in Madrid if possible
  • ZBE (Low Emission Zones) in Madrid and Barcelona restrict older petrol/diesel cars — check your car's badge
  • Spanish insurance is compulsory; premiums vary widely by province and driver history

Spain is a reasonable country for car ownership with no punitive registration taxes. Regional differences (ITP, ZBE zones) matter significantly. RU/BY licence holders must re-sit driving exam after 6 months.

Data as of 2026-Q1. Not financial advice.

This checklist is a general guide. Requirements vary by nationality, visa type, and comune. Consult an immigration lawyer for your specific situation.